Membership into the society is open to Staff of Airtel Nigeria Only.

The registration fee for ASCMSL membership is N5,000.

All members are bound to make a minimum monthly contribution of N5, 000 which is deducted strictly via payroll. Please ensure to indicate your preferred and convenient monthly contribution amount during registration.

Monthly savings is Mandatory for all members and shall be via deductions from the payroll.

Additional/Other Savings can be via direct transfer/cheque or any other off-payroll payment instrument.

For increase or decrease in your monthly savings, Kindly visit the ASCMS website to complete the Contribution Change Form.

Only members who have made contributions to the society consecutively for six (6) months shall qualify for loan facilities.

The maximum loan amount accessible by any member is 200% of his/her total cumulative contribution as at the end of the month before the month in which the application is made.

Loan applications shall be supported by a number of guarantors depending on loan type (see loan product table), who must be financial members of the Society.

No member shall be allowed to guarantee his/her own guarantor on an existing loan/application for a loan.

Members are at liberty to liquidate the outstanding balance on his/her loan account in full at any time via cash/cheque payment or any other off-payroll instrument.